Ya see, so far that I've been playing TheoTown, there are not many dangers to do with emergency services. So I thought: why not make something where an ambulance has to rescue someone having a stroke er somethin? Or maybe where A SWAT team has to stop a terrorist?

There are many possibilities that could be implemented, in which ithink are pretty good.
Hey, that's pretty good
And also, maybe these suggestions and the event that are already in the game (eg. The times when someone is robbing a house, or a shooting, or graffiti) a can go in the disasters category so then you can manually activate them, like setting a building on fire.
And yes, I know this would take quite a bit of code,

but I'm not sure this could be in a plug-in.
Thanks in advance,
-Matt 